Car Loans
Discovering the Best Car Loan Rates in New Zealand
We work hand in hand with some of the best finance companies in New Zealand to provide you with the very best rates and terms that kiwis can access for their Car Loans.
Tailored Car Loan Solutions to Fit Your Budget
Regardless of your financial situation, our commitment lies in creating personalised car loan solutions that align perfectly with your budget and affordability. Our straightforward 100% online car loan application process guarantees a swift response to your application, typically under 2 hours during the workday.
Applying for a Car Loan has never been easier
Online Application
Bank Statements
Proof of Address
We will receive your Car Loan Application instantly.
As soon as you submit that application, we begin to assess it for the best outcome for you. The process is very quick, and we can usually get back to you with an Approval as soon as possible.
Essential Tips for a Seamless Car Loan Approval Process
Please take note: It’s crucial to provide all the necessary details we request. If you foresee any challenges, such as a history of bad credit, please inform us. Being open about your situation can significantly enhance your chances of approval for car loans in NZ.
Why Choose Motorloans for Car Finance?
- Affordable Rates: We believe everyone deserves their dream car. With competitive interest rates and flexible repayment options, we ensure that your car finance journey doesn’t break the bank.
- Car Loan Calculator NZ: Confused about your budget? Our easy-to-use car loan calculator helps you estimate your monthly payments, so you can make an informed decision.
- Hassle-Free Process: Getting the finance you need should be as easy as a leisurely drive. At Motorloans, we simplify the process, so you can focus on choosing the right vehicle.
- Experienced Guidance: Our team of experts is here to guide you through every step of the car finance process. We answer your questions and provide the support you need to make the best choice.
What you need to get a Loan
A Valid NZ Drivers License means:
Full or Restricted License that has not expired. We can Find finance for learners License holders however you must fall under these categories:
- That is has been longer than 9 months since issued.
- Be able to book and pay for a restricted test.
Learners license holder may not be eligible for certain types of vehicles, or finance products.
Due to stricter controls by the government around how we process applications, we have had to use more diligence when assessing the affordability of our customers.
As a result customers who are not employed (i.e on a benefit) fall automatically under the minimum requirements of income and affordability, to be able to afford a loan.
As we are not Financial Advisors, we cannot advise what to do with your money.
Clients that have had good money management have always managed to secured the best terms at the best rates.
Motorloans determines good money management to be accounts where there are no large ATM withdrawals, and the balance of the account doesn’t reach zero before pay day.
Obviously everyone has the right to their spend money how they see fit. We are merely point out how to get easy approvals and the best rates.
Finance & Cars, Your Perfect Match
At Motorloans, we understand that car finance is about more than just numbers. It’s about turning your dreams into reality and hitting the road in style. We make the finance part simple, so you can focus on what truly matters: your new set of wheels.Ready to explore your car finance options with Motorloans? Let’s get started today!