Loans for People

If you need a Boat Loan or Jet Ski Finance
We are here to help

from 6.95% p.a*

Getting a Boat or Jet Ski through Motorloans is easy as!

Whether its a new or used, we can get you there quickly.

Boat Loans & Jet Ski Finance is easy, and takes only 5 Minutes. you could even get Approved instantly!*

What info do you need to provide?

Other than the online application we require some extra details.

Driver's License

We prefer a current NZ Drivers License (minimum learners for 6 months). International licenses are accepted for new arrivals – terms and conditions will apply on this aspect. Any international licence may be subject to restrictions on lending amounts and terms.

Proof Of Address

This is a Utility Bill or Letter from a reputable source that’s been sent to your house via mail in the last 30 days. examples – letter from bank, power bill, phone bill, rates notice etc. Just has to have your full name and address and cannot be electronically printed.

Bank Statements

We require 90 days bank statements. however, this step is included in the online application process. So if you get an approval or application refer, you can sign into bank statements from our online portal.

Boat Details

All you need to do is just talk to the Boat Dealership or Broker and get the HIN (Hull ID Number),Trailer Rego, Engine Serial Number and provide it in the application, or to us in an email after you get a result.

If other companies aren’t giving you what you need, we will.

The best things about getting a Boat Loan or Jet Ski Finance through Motorloans.

Our Smart Application

Our Motorloans Application form is designed to give you instant feedback after applying for Boat Finance. We can give you a Conditional Approval or Refer instantly!

Our Dealer & Broker Network

If you are looking for a Boat, let us know and we can introduce you to NZ’s leading water craft dealers & brokers, we can find just about anything instantly.

We do everything for you

All you have to do is view the Boat > Apply to Motorloans  > Get Approved Boat Finance> organise a Sea Trial > then sign up, we will take care of the rest for you as simply as possible.


Not ready to purchase a Boat but want to know how much you can borrow? Apply to us for a pre-approval. We can get you approved so you can shop like a cash buyer.

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